Jun 23, 2025

Remodel Now, Pay Later? Yeah, It’s Real.

In Financing Your Remodel

Remodel Now, Pay Later? Yeah, It’s Real.

You ever get that feeling where you know you need to remodel your bathroom, but your wallet’s like… “Yeah, maybe later”? We get it. Bathrooms aren’t cheap. When you’re staring at cracked tile, a leaky faucet, or that janky tub you hate climbing over, it’s easy to feel stuck. That’s why at EZ Bath, we offer six years, 0% interest*—so you can get the bathroom you need without wrecking your cash flow. And you don’t make a payment until the work is finished. If you want to explore options with a trusted local bathroom remodeling company in Houston, we’re here for straight talk—not pressure.

Why 6-Year, 0% Financing Actually Matters*

A remodel isn’t just “prettier tile.” It’s about:

  • Safety: No one should have to climb a tub wall in their 60s, 70s, or beyond.
  • Function: A layout from ’93 rarely fits how you live today.
  • Value: A well-done bath boosts resale and buyer confidence.
  • Peace of mind: Do it once, do it right—no mystery leaks or sketchy shortcuts.

Paying for a Remodel: Upfront vs. EZ Bath 0% for 6 Years*

Cash Upfront
Big outlay now; delays while you save; risk of living with unsafe/annoying issues longer
Typical Promo Loan
Intro rate, then retroactive interest if a deadline is missed; payments may start before completion
EZ Bath 0% for 6 Years*
0% interest for the full term, payments begin after work is finished, and a clear, fixed cost up front

How It Works (Simple)

  1. Pick your project: tub-to-shower conversion, shower remodel, or a full bathroom remodel.
  2. Get the exact cost: no “starting at” games; a clear written scope.
  3. Apply with our partner (Wells Fargo): quick process; a range of approvals.
  4. We build it right: you don’t start paying until after the job is complete.
  5. 0% payments for 6 years*—pay it off sooner if you want (no prepayment penalties).

Who This Helps

  • Homeowners needing accessibility upgrades now without draining savings
  • Folks who prefer keeping cash invested and freeing up monthly budget
  • Anyone who’s waited because the upfront hit felt too heavy

Real Talk from a Recent Project

A couple in Pearland needed a tub-to-shower conversion and safety upgrades. When we walked through the 6-year, 0% plan, the stress fell off their faces. They started picking tile that day—because solving the problem didn’t mean freezing their finances.

Key Takeaways

  • 6 years, 0% interest* is genuine—not a gimmick.
  • No payments until the job is completed.
  • Great for keeping cash in reserves or investments.
  • Makes essential upgrades financially doable now.

FAQs

Q: Is this a credit card or a loan?
A: It’s a financing plan through Wells Fargo. You pay them, not us. It functions like a long-term, 0% interest payment plan.

Q: Do I need money down?
A: Yes—there’s an initial down payment based on project size, and customers tell us it’s very manageable. Then you apply, get approved, we do the work, and then payments begin.

Q: Can I pay it off early?
A: Absolutely. There are no prepayment penalties. Two years instead of six? Go for it.

Q: Does my credit have to be perfect?
A: Not necessarily. We’ve helped homeowners across a range of situations—apply and see your options.

Ready to See What’s Possible?

No pressure. If you’re curious how a 0% plan could pair with the right project—whether it’s a safer shower, a space-saving conversion, or a full redesign—reach out. We’ll give you real numbers, real timelines, and a plan that fits your life.

Explore shower remodels · tub-to-shower conversions · full remodels · contact us

*On approved credit. Program terms, eligibility, and minimum purchase requirements apply; subject to financing partner approval. Ask us for current details.